Personal Data That We Collect

We may collect Personal Data about you and any computer, tablet, mobile phone, or any other device you use (referred to collectively as your “Device”) to access our Website for any reason whatsoever and/or use our Services, or correspond with us regarding the Website or the Services.

“Personal Data” includes any data which may be used to identify or contact you, including but not limited to: your name, billing and postage address, telephone number, email address, date of birth, nationality, occupation, username and/or other data which may be necessary to create an account with us or use the Services. This may also include financial data (such as credit card/debit card or bank account details) when you pay for the Services via our Website and additional data required by applicable laws to collect and process an order, to authenticate or identify you, or to verify the data that we have collected is correct. Personal Data shall not include aggregated data or data that, by itself, does not permit the identification of individual persons. We will only gather Personal Data that is relevant for the purposes as described in this Privacy Policy and will not gather excessive or unnecessary information about you. We may automatically collect Personal Data about you and the device you use to access our Website, generally whenever you use our Website, and when you decide to use our Services.

We may also collect Personal Data about your interactions with our Website, your advertising preferences and how you communicate with us. This is Personal Data we receive from you when you register to receive Services, provide us data on a web form, or when you otherwise correspond with us regarding the Services.

Kindly note that we may retain a copy of your Personal Data for compliance reasons. This includes updated Personal Data and previous Personal Data for our records.

Our Use of Your Personal Data

We may use the Personal Data we collect about you to provide you with continuity in Services, a personalized experience when you visit our Website, to contact you about our Website and Services, provide customer service, a personalized advertising and marketing experience, and detect, prevent, mitigate and investigate fraudulent or illegal activities.

We may therefore use and retain your Personal Data as follows:

• To give you access to the Services provided through our Website, including the processing of orders, administering your account with us, handling returns and at our discretion, any involvement with disputes;
• Operate, maintain, and improve our Website and the Services provided through it;
• Verify and carry out financial transactions, including payments, refunds and fraud protection and prevention;
• Send you data including confirmations, invoices, technical notices, updates, security alerts, support, and administrative messages;
• To identify users to our Website;
• Provide information and services that you require;
• Carry out market research;
• To provide you with location-based services (such as advertising, search results and other personalized content using your GPS); and
• For customer service-related matters including training our customer service agents and providing you with the best customer support.

Subject to first obtaining your consent, we may contact you to provide you with further “Marketing Communications” about us, our Website, products, sales promotions, newsletters and/or information relating to other companies in our group or our Partners and Services. If you prefer not to receive any Marketing Communications from us, you can opt out at any time.

Sharing of Personal Data

We may disclose your Personal Data to third parties. This disclosure may be required for us to deliver the Services and to provide you access to our Website, to comply with our legal obligations, to enforce our Terms and Conditions, to facilitate our marketing and advertising activities, or to prevent, detect, mitigate and investigate fraudulent or illegal activities related to our Website. We minimize the amount of Personal Data we disclose to what is directly relevant and necessary to accomplish the specified purpose. We do not disclose your Personal Data to third parties for their marketing and advertising purposes without your explicit consent.

We may disclose your Personal Data for the following purposes:

• To assist us with the prevention, detection, mitigation and investigation of potentially illegal acts, violations of our Terms and Conditions, fraud and/or security breaches, and bill collection;
• We may share Personal Data when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets (including any merger, financing, acquisition, or bankruptcy transaction or proceeding);
• For legal, protection, and safety purposes and to respond to a lawful request or to law enforcement or governmental agencies, or authorized third parties, in response to a verified request relating to a criminal investigation or alleged or suspected illegal activity. We will only disclose data we deem relevant to the investigation or inquiry;
• To protect the safety, rights, and property of OXYFINZ, our employees, our agents, customers, users and others, including enforcing our agreements, policies, and Terms and Conditions and complying with our legal requirements;
• To credit agencies or bureaus as authorized by applicable laws (e.g. data on late or missed payments or other defaults on your account that may be reflected in your credit report or file); and
• We may share data with those who need it to do work for us.

Your Personal Data may be transferred to our Partners and third-party service providers who help us to provide the Services through our Website, payment processing services, and those assisting us in providing customized advertising or persons acting as our agents (these may be located in a country outside of your country of origin). We will require that any such service providers agree to keep your Personal Data secure and confidential, use it only for the purposes for which your Personal Data is transferred and use it only in accordance with our directions subject always to the provisions of this Privacy Policy.

We may collect and store order detail with us for security reasons. You may access such information by logging into your account and viewing past or present order details, manage your address details, and payment options among other features.

Your Personal Data may be used and disclosed as anonymous information, including aggregate anonymous information derived from your Personal Data, to inform our Partners, trusted affiliates, advertisers, and other interested parties to serve any other business purposes.

Updated Personal Data

We take steps to ensure that the Personal Data we collect from you is accurate and up-to-date, and that you have the ability to access and make corrections to it, which includes reviewing and updating your Personal Data upon request and honoring any statutory right you might have to access, modify or erase your Personal Data. You have a responsibility to keep the data that you provide to us updated and we will take reasonable steps to facilitate this. Where you have a statutory right to request access or request the modification or erasure of your Personal Data, we can still withhold that access or decline to modify or erase your Personal Data in some cases in accordance with applicable laws, but will give you reasons if we do so.

Examples of Personal Data you can access on our Website include:

• Up-to-date information regarding recent orders;
• Personally identifiable information (including name, e-mail, password, communications and personalized advertising preferences);
• Payment settings (including credit card information); and
• E-mail notification settings.

Cookies

We may use cookies, web beacons, unique identifiers and similar technologies to collect data about the pages that you view, the links that you click and other actions you may take on our Website, within our advertising or e-mail content. For more information, please refer to our Cookies Policy.

Data Choices

You may send requests about Personal Data to our email address provided below to request to change contact choices, opt-out of our sharing with others, and update your Personal Data.

You may sign-up to receive email or newsletter from us. Should you wish not to receive any Marketing Communications from us you may opt-out via either of the following options: (a) click the ‘unsubscribe’ link in any email that we send you, or (b) contact us at support@oxyfinz.com, asking us to unsubscribe you from any particular correspondence, or (c) opt out via the option provided on your account.

Please note that we will continue to share service level communication including any information related to our Services but excluding Marketing Communications with you, even if you “opt-out” of receiving any information from us.

Note that if you choose to opt-out, withhold, block or request that we delete your personal data, you may not be able to receive the benefit of our Products or Services.

Surveys, Polls and Opinions

Should we ask for your opinion on something and/or send you a survey, and should you wish to complete it, your details shall remain anonymous and will only be used for statistical analysis. You can choose to opt out of this at any time and/or not to participate. Disclosing your email address is only necessary if you would like to take part in competitions. We will save the answers to such surveys separately from your email address.

Use of Social Plugins

When you visit a page on our Website that contains a social plugin, your browser establishes a direct connection to the applicable social network’s servers. The social network will directly transfer the plugin content to your browser, which then embeds the content into the website, enabling the social network to receive information about you. The internet address of the site (including your IP address) is transferred to the social network’s server where the data is then stored. This occurs even if you do not have a social network account or are not logged into any social network at the time.

Third Party Personal Data

If you give us Personal Data about someone else, you must do so only with their explicit and prior consent. You must inform them how we collect, use, disclose and retain their Personal Data according to this Privacy Policy.

Credit Check and Fraud Prevention

We may use fraud prevention agencies to help us make decisions as to whether to accept an order for Products on our Website. If you would like more information on this, please contact us. Kindly note however, that if we detect any false or inaccurate information and/or identify or suspect fraud in any way whatsoever, details may be passed to such fraud protection agencies and we reserve our right not to process such orders and suspend or terminate your account.

Links to Other Websites

Our Website may from time to time contain links to and from other websites, including websites owned or controlled by independent parties not controlled or authorized by us. If you follow a link to any of these websites please note that these websites have their own privacy policy, data collection practices and security measures and we do not accept any responsibility or liability for these policies. Please ensure you check these policies before submitting any personal data.

Where We Store Your Data

The data that we collect from you may be transferred to and stored at a destination outside the United Arab Emirates (UAE). It may also be processed by staff operating outside the UAE working for us. Such staff may be engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your Personal Data, you agree to this transfer, storing and processing. We will take all steps reasonably necessary to ensure that your Personal Data is treated securely, in accordance with your rights and in accordance with this Privacy Policy. All information you provide to us is stored on our secure servers.

Security

We maintain commercially reasonable safeguards to ensure your Personal Data is protected and used in accordance with this Privacy Policy. Only those authorized individuals who have a need to know your Personal Data shall have access to such information.

In addition, it is also important for you to implement sufficient safeguards to protect yourself from any unauthorized access to your login details and the device you use to access our Website.

We take precautions to protect your Personal Data but unfortunately, the transmission of any information over the internet is not completely secure. Although we will do our best to protect your information, we cannot guarantee the security of your information transmitted to our Website and any transmission is at your own risk. We have or may implement policies that forbid our employees or anyone having access to your Personal Data from using or disclosing your Personal Data in an inappropriate or unlawful manner and maintain security measures to safeguard the personal data that we maintain from unauthorized access, misuse, alteration, loss or destruction. We shall not collect, use, disclose or transfer your Personal Data except as described in this Privacy Policy unless you give us your permission to collect, use, disclose or transfer it for other purposes.

Contact Data

Your privacy and data protection are important to us. We welcome your comments and questions about this Privacy Policy.